WELCOME!

Since 1980, we have served the insurance needs of the Michigan community by offering the broadest possible choice of coverage and companies. As independent agents we are able to choose the best insurers and policies to suit your needs. You can count on us for exceptional service without exception.
As your needs grow and change, we strive to recognize the best creative solutions to meet those needs with quality products and strong relationships with the companies we represent. We are proud to represent quality regional and national insurance carriers that are committed to excellence. Our company affiliations include some of the best in the industry, like Blue Cross Blue Shield, Aetna, Humana, Assurant Health,  Principal, Mutual of Omaha, Assurity Life, AFLAC and more. 

Our core products of life insurance, health insurance, disability insurance are designed to offer our clients the best protection at affordable rates.  We work with several types of life insurance; term, whole life, and limited pay plans.  We can fit life insurance into almost any budget.  We have special mortgage protection life insurance that will pay off any personal or even business debts.  Our health insurance includes major medicals, Health Savings Accounts, and the more affordable indemnity plans.  Health insurance is available with a wide variety of deductibles and co-pays to make it cost effective.  Disablility Insurance is often overlooked, but we do our best to find coverage that will fit into any budget.  Short term disability insurance is quite affordable, and a basic disability income plan will help you in any health episode.  Long term disability insurance usually offers more protection, and of course, comes at a higher premium.  Long term disablility is available with a wide variety of benefit periods, with common periods being five years, ten years, even to age 65.  Disability insurance will protect your most improtant asset...your ability to earn and income.